Terms of Service 

Effective Date: August 18, 2025 

Welcome to Conceptual Plan (“Conceptual Plan,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website, content, and related services (collectively, the “Services”). 

By using our Services, you agree to these Terms. If you do not agree, you must stop using our Services immediately. 

 

  1. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to use our Services. By using our Services, you represent and warrant that you meet this requirement. 

 

  1. Use of Services

You agree to use our Services only for lawful purposes and in compliance with these Terms and all applicable laws and regulations. You must not: 

  • Interfere with or disrupt the operation of our Services 
  • Attempt to gain unauthorized access to our systems or data 
  • Use our Services to transmit harmful or unlawful content 

 

  1. Accounts

If our Services require you to create an account, you are responsible for maintaining the confidentiality of your login information and for all activities that occur under your account. You must notify us immediately of any unauthorized use of your account. 

 

  1. Purchases and Payments

If you purchase services through our website, you agree to provide accurate billing information and authorize us (or our third-party payment processor) to charge your chosen payment method. All payments are non-refundable unless otherwise stated. 

 

  1. Intellectual Property

All content, materials, designs, trademarks, and intellectual property associated with our Services are owned by Conceptual Plan or our licensors. You may not copy, distribute, modify, or create derivative works without our prior written consent. 

 

  1. Third-Party Links

Our Services may include links to third-party websites or services. We are not responsible for the content, policies, or practices of third parties. Your interactions with third parties are solely between you and them. 

 

  1. Disclaimers

Our Services are provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee uninterrupted, error-free, or secure use of the Services. 

 

  1. Limitation of Liability

To the fullest extent permitted by law: 

  • Conceptual Plan and its officers, employees, agents, affiliates, and licensors shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to loss of profits, loss of data, business interruption, or reputational harm, arising from or related to your use of the Services, even if we have been advised of the possibility of such damages. 
  • Our total liability to you for any claim arising out of or related to these Terms or the Services shall not exceed the greater of (a) the amount you paid to us for the Services in the six (6) months preceding the claim, or (b) one hundred U.S. dollars ($100). 
  • Some jurisdictions do not allow the exclusion or limitation of certain damages; in such jurisdictions, our liability shall be limited to the maximum extent permitted by law. 

 

  1. Indemnification

You agree to indemnify and hold harmless Conceptual Plan, its officers, employees, and affiliates from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising out of your use of the Services or violation of these Terms. 

 

  1. Termination

We may suspend or terminate your access to the Services at our sole discretion, without prior notice, if you violate these Terms or engage in unlawful or harmful activity. 

 

  1. Governing Law

These Terms and your use of the Services are governed by and construed in accordance with the laws of the State of Florida, without regard to conflict of law principles. 

 

  1. Arbitration and Dispute Resolution
  2. Agreement to Arbitrate
    Any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved by binding arbitration administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules.
  3. Location and Governing Rules
    Arbitration shall take place in Lee County, Florida. The arbitrator’s decision shall be final and binding, and judgment may be entered in any court of competent jurisdiction.
  4. Class Action Waiver
    You agree to bring disputes only in your individual capacity and not as a plaintiff or class member in any purported class, collective, consolidated, or representative proceeding.
  5. Small Claims Court Exception
    Either party may pursue claims in small claims court located in Lee County, Florida, if the claim qualifies.
  6. Injunctive Relief
    Nothing in this section prevents Conceptual Plan from seeking injunctive or equitable relief in court to protect its intellectual property or confidential information.

 

  1. Changes to These Terms

We may update these Terms at any time. Updated Terms will be posted on our website with the new “Effective Date.” Your continued use of the Services after changes are posted constitutes your acceptance of the revised Terms. 

 

  1. Contact Us

Conceptual Plan 
3405 SW 8th St 
Cape Coral, FL 33991 
Email: support@conceptualplan.com
Phone: 2399338825